In 1969, Greg Laurie, was seventeen and going to high school Newport Harbor High School in California. Fourteen miles from Disneyland. Just one mile from the beach.
Laurie was raised by a single mother who had seven marriages and struggled with alcoholism. They moved often, sometimes to very different locations such as New Jersey and Hawaii. He was not raised in the Christian faith or a church environment.
He began participating in the hippie movement, doing drugs, dropping out, because it was fun and because maybe this was the way.
The 1960s and early 1970s was the height of the hippie movement, which sought love, beauty, honesty, freedom, and fun. Hippies felt that “The Man” (the establishment, the authorities, those in charge, Big Brother) had caused huge problems. And they wanted to drop out of that society. Leave it utterly. Find a new way.
Why? What was the problem?
The 1960s was the decade of the Vietnam war. It was the decade when we came to the brink of a nuclear World War 3 with the USSR over the Cuban Missile Crisis. It was the decade when a huge portion of the United States strove for equal rights for minorities and women against a lot of opposition. There were riots. Protests. Beatings. This was the decade when Martin Luther King Jr. and John F. Kennedy were assassinated. There were problems galore.
Now the 1960s was also a terrific decade. We passed civil rights legislation, men landed on the moon, super nerds introduced BASIC computer code which opened the door to the computer revolution. It was a decade of many good things, including the year when Lovely Wife was born. Let’s not forget that.
But it was certainly a tumultuous decade. And the hippies offered a counterculture. A different path.
A lot of youth followed that path. For example, in 1969 half a million hippies showed up at the Woodstock festival to protest the war, capitalism, and convention, and celebrate peace, love, and individual freedom.
This is the world young Greg Laurie was living in. And he was heading down the drug-hippie path.
But then he met a man named Lonnie Frisbee who looked like a hippie, had been a hippie, right at the epicenter in San Francisco, but was now inviting fellow hippies and youth to a different path.
A path that featured Christ. But not in the way of many of the churches at the time.
How was this path different? Did Greg turn around?
There’s a new movie out that is based on these true events. You can watch it and find out.
It’s called Jesus Revolution.
Nellie and I enjoyed the heck out of it. We laughed. We were on the edge of our seats, moved, and inspired. In fact, I enjoyed it so much I want to watch it again.
It’s a great entertainment for the whole family.
If you’re looking for a terrific, feel-good show, I think you’ll love Jesus Revolution. Give it a try.
It left me with this fine peace. With this feeling of goodness and light, in spite of, or probably because of, a number of poignant moments. It also surprised me.
To write a story like this, to give people this kind of gift…
What a wonderful, powerful thing.
Now, it was not a thriller. It’s not an episode of Sherlock or Elementary. It’s not a murder mystery. It reminds me of Saving Mr. Banks most, but also of Miss Potter, maybe even The King’s English. It has that kind of tempo.
Basically, Sherlock Holmes is a much older man. He’s retired. And there’s a case he’s trying to solve. But, again, this isn’t a murder mystery. This story is about Sherlock himself and wisdom and the beauty of change whenever it occurs.
The story lingered with me, and I avoided reading or watching anything else for a few days to savor it. Give yourselves a treat. Watch this wonderful story.
Who are the brave men who tried to save the ambassador?
It was also a thrilling read in the tradition of Marcus Luttrell’s Lone Survivor. As such, it purposely avoids the political aspect of the incident. It’s not about what the officials of the United States government did, said, or knew, or the political firestorm that ensued.
It’s not a hit piece on Clinton and Obama, nor is it any kind of defense. Instead it simply documents the events on the ground in those last 13 hours, relying most heavily on what the five American security contractors who rushed to give aid said happened. Those men–two former Marines, two former SEALs, and a former Army Ranger—teamed up with Mitchell Zuckoff, the writer, to simply set the record straight.
I couldn’t put the book down. Not only because the book’s well-written and the characters and situation are compelling, but also because of the insight it shared into some key dynamics within Libya itself. For example, it helps you understand why the revolt against Muammar Gaddafi centered in Benghazi, not Tripoli. It also touches on some of the currents inside these Muslim-majority countries close to the epicenter of Sunni extremism—Egypt and Saudi Arabia–so volatile. And it shares details, large and small, as only those who experience such things first hand can.
If you want a fascinating account of really happened on the ground in Benghazi, get this book.
An avid reader friend of mine began reading through the books in a list called “100 books you must read before you die.”
She got to Jack Kerouac’s On The Road and went to Facebook and posted the following: “I don’t get the appeal. It’s about a group of boys/men who are irresponsible, drunks, whoring around taking advantage of others and being enabled by their women. Why is this a classic and why should I have wasted my time on it? Can some of my literary friends explain? I hated a brave new world and the handmaid’s tale too.”
Is the book a classic?
Should she read it before she dies?
Is it really that important?
Let me share an edited version of my response and then provide my list of 30 books you should read before you die.
*
Annette, the unfortunate truth is that these lists of “classics” are a sham because there is no objective criteria for determining literary excellence.
Or maybe I should say that measuring quality in the arts isn’t like measuring the unambiguous, objective score of a baseball game. After books exhibit a certain level of proficiency, it becomes increasingly difficult to distinguish the quality of one book from another, especially because much of this depends on a reader’s interests and subjective experience of the story.
When it becomes hard to rank performances, people rely on other measures. One of the most powerful is social networks.
So if two readers find two different books that blow them away, one of the books might get all the attention because the one book gets picked up by a news service (The New York Times) or a platform (the Oprah Book Club effect) or some other social network of influence. A lot of the so-called literary classics only appear on various lists because they tapped into the academic network, which kept them alive far longer than they would have lasted otherwise.
On The Road is simply a book that made a stir among some circles in the 1950s. That’s it.
Was it more important or of higher quality than Exodus? The Chronicles of Narnia? Lord of the Rings? A Town Like Alice? All published in the 1950s as well.
It depends.
If you’re wanting to understand the 1950s beat culture, it would be an important book.
But if you’re wanting to understand fantasy writing of the time, it wouldn’t.
If you’re wanting to read a book that’s had a huge impact on popular culture, well, LOTR beats On The Road like a dog.
Some people have the feeling that the so-called classics have some inherent medicinal value because someone put them on a list and called them classics.
Nope. They’re just stories. Some of which can shed light on the issues and interests of a part of the culture in a given period. But if you’re not interested in that specific sub-culture, who cares?
And if you’re reading to be entertained, moved, uplifted, or educated—which ones do that best for Annette is for you to decide.
So all that to say I wouldn’t devalue your reaction to the book
*
I’m now going to give you my list.
But it’s not going to be a list of titles. Nor will it focus on a book’s impact on some sub-culture of a given period.
It’s going to be a real list. One that focuses on what so many of us go to stories for.
The one that makes you weep.
The one that makes you giggle and snort.
The one that reminds you of what it’s like to fall in love.
The one that gives you hope.
The one that you begin to read more and more slowly because you don’t want it to end.
The one that scares the soup out of you.
The one that you can’t put down, even though you need to wake up early in the morning.
The one that makes you wish you lived there.
The one that’s so good that when you close it, you immediately start to read it a second time.
The one that gives you and your child hours of pleasure together.
The one that gives you a sacred, spiritual experience.
The one that makes you reread some of the lines because the turns of phrase are just so delicious.
The one that gives you courage.
The one that takes you on an awesome adventure.
The one that makes you want to be a better person.
The one that bores you to tears (just so know you how good the others are).
The one that introduces you to a different culture that delights you.
The one that makes you think.
The one that lingers with you for days.
The one that gives you lovely insights.
The one that inspires you to love your spouse more.
The one that introduces you to the sorts of people you normally don’t like and makes you actually like them.
The one that delights you with its characters.
The one that whisks you away to a different historical period.
The one that inspires you to give your children a hug.
The one that gets your adrenaline pumping.
The one that sparks all sorts of ideas in your head.
The one that makes you wonder and start imagining what it would be like to be there.
The one that blows your freaking mind.
The one that makes you stand up in your living room and cheer.
We could do more than 30, couldn’t we?
Like the one that makes you think people from a different time period are just like us. And the one that makes you think people from that same period are completely alien.
But I think we’ll stop. That there above is a list.
Those are 30 books I think everyone will want to read before they die.
We’re told that a key is to write “SMART” goals. Make them specific, measurable, realistic, and focused on results. Give them a deadline. And, for heaven’s sake, put them to paper because “a goal that is not written down is just a wish.”
We’re told a key is to dream, that “whatever the mind can believe, it can achieve.”
We’re told that the key to changing our life is changing our habits, and that they way to change our habits is to stick with something for twenty-one days.
Except, well, how many habits have you been successful in establishing?
How many of those lofty goals have you achieved?
How many New Year’s resolutions have you really followed through with?
The problem is that all of the good advice on goals and habits seems to only work for other people. And I grant that there might be some AAA+++ personalities out there with megawatts of motivation who seem to be able to do whatever they set their mind to.
But that triple A plus personality passed me by. It passed a lot of us by.
So are we doomed?
B.J. Fogg, a Stanford researcher, says no. There’s hope for all of us. Because the key is not in having megawatts of motivation.
It’s not that we disregard the power of motivation. It’s just that motivation, Fogg has found, is never constant. It comes in waves. And while we certainly want to take advantage of it when it comes and do things that increase it, a much more effective way to grow habits and meet goals and change our lives is to focus on the other things that drive behavior.
Fogg has spent his career studying persuasion and habit. He works with companies to help them create products that are habit-forming. Think about Facebook, Twitter, or Candy Crush, and the habits those products form. These and similar companies have implemented the principles of habit so well that their products have become, for some, something of an addiction.
So what’s the secret?
Fogg has identified three things that must be present if we’re going to do something:
The motivation to do it
The ability to do it
Atrigger to remind us to do it
When those three things are present, we act. And we often do so without thinking. If one of those three elements is missing, we don’t act. So if we want to start a new habit, we need to focus on these three things.
But if motivation goes up and down, then we don’t want to rely on that part of the equation. Fogg’s insight is that it’s much easier and more effective to focus on the ability and the trigger parts.
When we focus on the ability, we make the habit we want to form so tiny and small that it’s super easy to do. Such tiny behaviors require only the smallest levels of motivation. And if we’ve planted them in good ground (at a time of day where they can expand and linked to a good trigger), those tiny habits eventually grow into the full blown big habit we wanted all along.
Does this work?
Well, I started Fogg’s Tiny Habits back at the beginning of December. And I’m happy to report that starting new habits using this approach has been easy.
Like falling off a log easy.
For example, because I work on the computer, I know that to increase my health, I need to get at least forty minutes of good, heart-pumping activity each day. But did I start there? No.
Did I start at twenty minutes?
No.
Ten minutes?
No.
Five? Surely, I started at five minutes.
No.
The Tiny Habits approach suggests starting much smaller. I started with doing one push up after I used the restroom. And it was an incline pushup on the stairs, which my daughter found hilarious.
Yes, that’s how tiny you start them. Something that takes less than 30 seconds.
That tiny habit grew. And I am now doing 60 regular floor pushups each day, plus 75 curls, 75 flies, 75 squats, and 75 bicycle crunches. It’s about 25 minutes of good activity. And it’s only going to grow. Come April, I’m pretty sure I’ll be around 100 pushups every day.
And there was no twenty-one day business. Fogg has found that’s not the secret. Habits can form in just a few days.
I started the delicious habit of kissing my wife for at least five seconds each day. Along with a five-second hug. And then a little more kissing, and little more hugging, and a little more kissing (when I can steal it). Did I mention it was delicious? This is a highly-recommend habit.
I started the habit of daily morning scripture reading. I have tried to be consistent for years and couldn’t do it. But with this new approach, I think I’ve missed three times in the last two months.
I started the habit of beginning the day with a positive thought, the habit of turning off my wireless mouse when I’m done at my desk, and I’ve also made great headway against the mother of all habits for me—going to bed by 10 PM.
I can easily stay up until one a.m. reading, “researching” on the internet, wasting time watching political videos, or Facebooking. Or a million other things. This bad habit is so ingrained it is almost like someone else is controlling me. All day long I say I’ll go to bed only to find myself, yet again well past dark, screwing up my life plans. It’s like some evil villain has me on remote. I can’t tell you how many times I’ve tried to “motivate” myself to change this. All to no avail.
But with the tiny habits approach, I finally figured out the triggers that were driving it. Then I engineered other triggers and tiny habits to replace them. And now my computer is off and behind a closed door most of the time in the evenings. I’m actually getting to bed. It’s huge progress. There are still some kinks to work out, but it’s only going to grow.
I found the Tiny Habits program through my insurance provider. They had an annual wellness check in November, and on their website they had a link to Tiny Habits. I clicked, signed up for their tiny program, and I’m so happy I did.
I’m hooked on tiny habits.
And the cool thing is that you can begin learning and developing your ability to plant and grow tiny habits too. For free.
If you want to change your life, I think you will love their free five-day, three-habit program. It’s there to teach you how to create tiny habits, triggers, and celebrate.
Let me also recommend a few videos. Here’s the best video I’ve found that explains Fogg’s model of behavior and why tiny habits work.
And here’s the best video that explains the pitfalls of relying mostly on motivation instead of bringing in the other two Musketeers.
Researchers say that between 40-70% of all we do each day is driven by habit and external triggers. We think we’re exercising our agency all day long, but it’s an illusion. We’re not. Most of the day we’re running on auto pilot and responding to triggers. But we can change those routines. That’s the promise of tiny habits. And so far, the results for me have been promising. Give it a try. I think you’ll be happy you did.
Notes
SMART stands for specific, measurable, achievable, results-focused, and time-bound. SMART goals are helpful. But the key, Fogg has found, is in not trying to eat the whole SMART whale in one bite. Instead, you start with the tiniest part of the very first step. And then watch as the habit grows.
I reviewed The Power of Habit by Charles Duhigg back in 2012. It provided great insight about habits, but not a tested program to actually change them. In fact, the author states himself that his book doesn’t provide a program, just a way of thinking about habits. Duhigg isn’t a behavioral scientist; he’s a reporter, trying to share what he’s found. The book was great. However, I tried to apply his insights, and, as expected, wasn’t very successful in changing things. But Fogg and his Tiny Habits fills that gap in a spectacular way. Fogg is a behavioral scientist and has taught thousands how to form habits. So read Duhigg for great stories and insights about habits in general. But go to Fogg for a tested program that will guide you step by step.
It’s interesting that two of the most enjoyable films this year are both animated. The first is Toy Story 3. We all know how awful sequels can be, and, in fact, I didn’t like Toy Story 2 all that much. But Pixar defied the sequel slump with this one.
Andy has grown up and is going to college. From a toy’s point of view, that’s tantamount to death because Andy has to clean out his room, and what is he going to do with all that junk anyway? The last few remaining toys barely miss the garbage truck and get sent, by accident, to the local day care instead. Sounds great for a toy, right? They’ll get played with every day forever. But things are not as they seem at the day care, and our crew of toys is put on the fast track to an early death. Will they be able to escape when the other toys there are ruled mob-style by a big pink teddy bear that smells of strawberries?
I laughed and cried and cheered in this movie. There are hilarious scenes featuring Barbie and a Ken who’s gone over to the dark side. More gut busters with Buzz Lightyear when he’s put into Spanish mode and Mr. Potato Head who has powers we never would have suspected.
But the movie goes beyond toys and action. It’s not just a cartoon. It’s about loyalty and friendship and heroics and love and family. Because my oldest will be leaving the nest next year, the final scenes carried extra power for me. But I think they will be effective for almost anyone because Pixar does in this movie what all great art does—it reaches into themes we all share. And in that moment, we identify so strongly with the characters that their situation becomes our own.
How to Train Your Dragon
Dreamworks’ How to Train Your Dragon, based on the novel by Cressida Cowell, is the movie I should have seen for my birthday. Instead, we went to the mind-numbing Clash of Titans. I still cringe at some of the massive plot holes in that one, even though Medusa rocked. Which only proves, once again, that cool effects can’t save a bad story. How to Train Your Dragon, on the other hand, delivers cool monsters, but never once did the writers make the mistake of thinking that cool monsters is what the story was about.
The movie is about a young Viking named Hiccup who wants to be accepted, wants to become one of the burly defenders of his city, like his dad, Stoik the Vast. But Hiccup isn’t brawny. However, he is resourceful. And during a dragon attack, he brings down a mysterious Night Fury dragon with his invention. However, when he finds the dragon, he can’t bring himself to kill it. Instead, Hiccup and the dragon begin a friendship. But will Hiccup be able to save the dragon that everyone wants to kill? Will the Vikings be able to see the truth about the dragons before they’re destroyed? Most importantly, will Stoik be able to accept his son?
I enjoyed the superb animation in this story as well as the dragons. But it was the characters and humor that made this movie so good. There’s Stoik who just can’t relate to his son, but tries to bond with a very interesting use of his dead wife’s brassier, Hiccup, the son, with his dry wit, and Gobber, a peg-leg family friend who has some of the best lines in the movie.
Go see this show. You’ll laugh, and then you’ll wish you had a dragon of your own.
Rumbi Island Grill
The Rumbi Island Grill is a restaurant chain that started in Salt Lake City in 2000. They serve fast, casual tropical food at incredibly good prices. My favorite is their rice bowl. It comes with your choice of sauce, rice, and meat with sautéed vegetables. In the Netherlands I learned to love Indonesian food and the spicy-sweet peanut sauce that often accompanied it, which is why I can’t get enough of the Bali Island bowl with brown rice and shrimp. You might find you love the sauce so much you ask for two servings to pour over your bowl (oh, and add a dash of the hot sauce). The food’s great, but they’ve paid attention to the Hawaiian atmosphere as well. So even though it’s fast food (you order and they bring it out to you), you feel like you’re sitting in a casual dining restaurant.
I always look for a Rumbi when I travel down to Salt Lake City or Provo. Now I don’t have to go so far–a restaurant has opened up in Logan right across from the Wal-Mart on the south end of town! I took Nellie there recently. The staff was friendly and the food was delicious–just what I’d come to expect.
No, really. It’s true. You just have to spend smartly. And in a special way.
Over the course of your life, if you make what the average American does, more than a million dollars will flow through your hands. And yet so many of us don’t feel rich. That’s because money is like the Gingerbread Man. Turn your back on it, and it’s out the door, rudely taunting everyone as it flies by. And then it gets eaten by a fox. Such a waste.
But it doesn’t have to be.
Let me share with you THE best method I’ve found for managing my money. It takes tons of anxiety out of spending and saving. And, if you’re a Dave Ramsey fan, it is the one thing upon which everything else he teaches depends. If you’re not a Ramsey fan, it doesn’t matter. After getting a job, this is the first thing you must do to get rich.
Here’s the big secret. It has three parts:
1) Decide how much you’re going to spend on various things BEFORE you spend it
2) Make what you have left in each spending category EASY to track
3) Manage the things you can’t foresee
To do the first two parts, you’re going to create a special kind of spending plan. We won’t use the term “budgeting” because “spending” is so much more fun, and because that’s what we’re going to do anyway. To understand how to do this, you need to watch three videos.
Before you do, please know I earned a Masters degree in accounting. I’ve used Quicken for more than twenty years. Neither of those things has helped me manage my money like this simple method. If you’re looking for a better way to manage your money, this is it.
First, watch this video to get an overall idea of how this method works.
Note: you can use actual envelopes and cash for everything if that makes you happy, but you really don’t need to. The idea is to think of pre-allocating your monthly income to categories of expenses AND then having an easy way to track what’s left.
Now, watch this bubba explain how he does it.
But John, didn’t he say the same thing?
Basically, but he has a fun accent. Besides, it’s good to see another example. And please note again: you don’t have to use actual envelopes and cash, although many swear by them.
Finally, watch this one. No, it’s not just another repeat. There are some additional important ideas illustrated here.
This video brings up the idea of why simply tracking an overall account balance isn’t very helpful. It also shows you WHY envelope categories are–they make it immediately apparent how much money you have to spend for a thing. If you just use Quicken to track what you spent (looking in the past), you’ll run into troubles. Let me tell you, I know this from experience. We use Quicken, and have for years, and plan use it for some time to come because it makes taxes and bank reconciliation a snap. But Quicken only tracks what you spent. Tracking, as important as it is, is not the key to success. The key is pre-allocating BEFORE you spend. And then tracking so you know what you have left in that category. And making that tracking EASY.
The final thing you have to do is manage the things you can’t foresee because things rarely go exactly to plan. Unexpected things ALWAYS come up. Your daughter will crash the car. Your husband will get appendicitis. You will forget that you had a $200 school sports expense.
Okay, fine. Things happen. But how do you manage them if you can’t foresee them?
If it’s really small, you simply adjust your plan. For example, if you need $30 more in food, you can transfer it from fuel if you have some extra there.
You manage larger things by building up an emergency fund. Ramsey suggests starting with a $1,000 emergency fund and then trying to get two to three months of living expenses—about $10,000 to $15,000 for most people. Unexpected things WILL happen and cost your money. So build up some cushion to take care of them.
Finally, you manage the really large things by getting proper insurance. This is what insurance is for. The types of insurance you need include (1) homeowner’s or renter’s, (2) auto, (3) medical, (4) long-term disability, (5) long-term care (for those 60 and older), and (6) life insurance. You may add true identity theft insurance as well.
Okay, so that’s the overview. If you want to try this, here’s how you do it. It’s fairly easy.
STEP 1: get your head straight
Resolve that you will NOT use credit for anything. You will not spend any money you don’t have. You will not put another dime on a credit card, and this despite the fact that the plastic devil companies are begging you with offers almost every day to sign up for their cards. (Hum, I wonder how they afford all that junk mail.) If your monthly bills are greater than your income, then we have to fix that first. But the new law of the land is zero new debt.
Next, always remember to allocate your money to these categories first—shelter, food, adequate clothing, and adequate transportation. This means if you have a crunch month, you would NOT pay credit card bills before food, even if you work for Visa.
STEP 2: get your blank sheet & pencil
Get out a piece of paper and pencil (not a pen) or open an Excel spreadsheet. Whoa, that was an easy step.
STEP 3: list your monthly income
List your expected monthly income at the top from all sources.
STEP 4: list your spending categories
List your spending categories. You’re going to split them into two groups.
The first group goes right below your income and includes all of your recurring monthly expense/spending categories. Not the amounts you spend. Just the categories. Things like mortgage, electricity, phone, groceries, dining, etc. Make sure you include some entertainment/fun money.
The second group goes below your recurring monthly expenses and includes all of your major annual periodic expense/spending categories. Things like Christmas, vacation, clothing, kids back to school stuff, etc. And things you want to save for—a couch, iPhone, car, etc. Your emergency fund goes here as well.
Decide how much you will spend in each category this month. You should have 0 dollars when you get to the bottom of the sheet. Spend (allocate) every dime BEFORE you start the month. You’re going to do this at the beginning of each month. And you will probably have to adjust it a couple of times during the month.
You will probably have categories that don’t get any money this month.
You will also have categories that get money, but you won’t spend any of it this month. These are your periodic expenses. Your goal is to have the cash up front to pay for them, so you have to save for them. Remember, you are NOT going to take on any new debt.
For example, if you’re saving up for Christmas, you allocate some money for that out of this month’s funds and TRANSFER it to savings. Then it will be there when you need it. You could draw the cash out and put it in an actual envelope, but you don’t have to. Just as long as you keep a record of the total amount in savings and what it’s all supposed to be for, i.e. total savings in July = $1,000: $500 for back to school, $200 for Christmas, and $300 for my trip with kids to Six Flags in 2013.
STEP 6: mark the “watch” categories
Some of the categories you need to watch closely, and some you don’t. The ones you need to watch closely will be your “envelope watch” categories.
The categories you don’t need to watch as closely are those that are automatically taken out of your account each month. And those you will write a check once a month for. These things include mortgage, car payment, electricity, etc. These are NOT categories you need to use actual envelopes for. You can track it on paper or in the spreadsheet. Not much happens with these categories.
But there are other categories that you’re going to be spending throughout the month, and it’s easy to over spend if you don’t track them. Groceries, dining, entertainment, gasoline, a specific vacation, etc. are all categories that you make multiple purchases with each month and are flexible/discretionary and need to be watched closely. So while everything is tracked in a category/envelope on paper or on the computer, you’ll track these with either a real envelope and cash or a virtual one using that free software you saw in the third video or a piece of paper with a running category balance in your wallet.
STEP 7: have fun and spend!
Now go out and spend!
Before spending, check your envelope. Do you have enough money? If you do, spend and be happy. If not, save up for it or find a way to save money in another category and adjust so that you’re still spending the same total amount. Never spend what you don’t have.
If you feel you need something not planned for, well, you have to get it later OR transfer something out of another envelope. I just make myself wait a day or three, and usually the urge to buy, Buy, BUY! goes away, and I see I don’t “need” it right now. Or maybe a more affordable option presents itself.
If the kids want something, and you feel guilty you can’t give it to them, just tell them what’s in the envelope/category, and tell them they can save for it or choose something else in that category that will fit with what you have left.
If you’re tracking envelopes virtually or using the paper balance in your wallet, you MUST update your envelope AFTER every purchase so you don’t spend more than you have. If you find you just can’t seem to remember to do this, go to the cash method.
That’s it!
Of course, that’s not quite it because even though it’s easy, if you haven’t done this before, it might take some adjustment. Give yourself a month or three to get it down. Because when you do, it WILL produce great results and peace. It’s doing that for us.
If you feel you need more info, I suggest you read Dave Ramsey’s Complete Guide to Money. Here’s the first chapter to sample: Complete Guide To Money sample chapter.
Happy spending.
EDIT: here’s another video to watch: http://www.youneedabudget.com/. Then read about the method: http://www.youneedabudget.com/method. This one highlights the idea that you need to make sure you realize that things will happen that you cannot foresee. No plan survives contact with the enemy.
Each year, thousands of Latin Americans travel hundreds of miles, hoping to enter the United States illegally. About five percent of those attempting to make the journey are children traveling alone, often on the tops of freight trains. Some of these children are in their teens. Some are as young as eight or nine.
Some of them have had relatives (in their home country or in the U.S.) pay smugglers to bring them in. Others try to make it on their own. Some do make it across. Others are caught and deported in the U.S. or by the Mexican authorities. Others simply vanish or perish along the way.
The eye-opening documentary Which Way Home follows a number of these unaccompanied child migrants on their journey through Mexico as they try to reach the United States.
There’s Olga and Freddy, nine-year old Hondurans. Olga is trying to reach her mother and sisters in Minnesota. Freddy wants to be reunited with his father.
There’s fourteen-year old Jairo who was forced to live on the streets of Chiapas after his mother was killed. He wants an education but is too poor. So he thinks if he gets to Laredo, Texas, he can get a job, earn money, and come back to hire a tutor.
There’s thirteen-year old Fito from Honduras whose mother abandoned him when he was very young. He lives with his impoverished grandmother, who has a job making cigars. He’s traveling to the U.S. to look for work and hopes to be adopted.
Then there’s the thirteen-year old Eloy and his 16-year old cousin Rosario whose bodies were found in the desert.
This film doesn’t propose any solutions or argue for or against immigration. It simply documents what’s happening. Anyone who has any interest at all in the issue will find this movie both fascinating and troubling. In fact, I think the whole family could watch this. For those who are concerned about language, there is one brief exchange where the one of the boys uses some high-grade curses. However, I wouldn’t let that hinder you. You can discuss it or easily fast forward those few seconds. These are just people. Don’t let a few foibles prevent you from learning about their plight.
One of the best movies of 2010
Maybe you’re one of the few, like me, who didn’t see Tangled when it first came out. If so, you’re in for a treat. This is a great story about a girl whose mother, the queen, almost died giving birth to her. The magic used to save the mother and girl transferred into the child’s hair and gives her power to heal. Or to restore beauty and youth.
And that’s too tempting for some. The princess is kidnapped by a woman who wants to maintain her youth. But this villainess doesn’t play the role of the bad guy. No, she plays the role of the loving mother, locking Rapunzel away in a tower to “protect her,” duping her into thinking she really is her mother and really cares.
It works for a number of years until Flynn Rider, a wanted thief running from the authorities, stumbles across Rapunzel’s tower. When he tries to take refuge, Rapunzel freaks, and then sees that Flynn just might be her ticket out. Of course, when the villainess returns and finds Rapunzel gone, she’s vows to lock Rapunzel up where nobody can find her. Unfortunately, poor Rapunzel has no clue what her “mother” really is—it’s hard to fight a villainess when you think she’s on your side.
The animation is marvelous. The characters are fun. And the villainess is unlike any we’ve seen in a Disney film before. I recommend this film highly. I know I’ll be seeing it again.
Soup Heaven
There’s nothing like an excellent soup and sandwich. And since my wife and a friend both raved about Cafe Zupas, I decided to give it a try.
My first problem when I stood looking at the menu was that there were ten soups listed and they all sounded wonderful. There was Tomato Basil with Orzo Pasta, New England Clam Chowder, Thai Lobster Curry, Wild Mushroom Bisque, Yucatan Chicken Tortilla and five others. My second problem was that there were just as many delicious-sounding sandwiches to choose from, all grilled “panini style” on Italian Ciabatta bread. Should I get the Honey Bacon Club, Hawaiian Barbeque Chicken, Milano (ham, tomatoes, and pesto), or one of four others? And then there was a salad menu as well.
Oye!
I ended up ordering the turkey cranberry sandwich and a bowl of both the Thai Lobster Curry and the Tuscan White Bean and Vegetable. The staff was friendly. They served up my food quickly, and I sat down at a booth hoping I hadn’t just wasted my money.
That fear was resolved with the first two sips. It was heaven. I oohed and aahed all the way through the meal until the last bite of the chocolate-dipped strawberry that comes with each sandwich. I cannot wait to go back and try another sandwich and bowl of soup. And the cool thing is that it appears even when I’ve tried all the menu items, I won’t run out of new options because Cafe Zupas rotates new soups into the menu. For example, right now they’re featuring a French Onion soup in addition to their normal menu items and have a Beef and Mushroom Goulash and Irish Stew “coming soon.”
Cafe Zupas is a new chain that started in Utah. It currently has a total of nine locations from Layton to Provo. Next time you want to eat out, find the location nearest you at their website www.zupas.com and prepare yourself for a gustatory delight.
