Ramsey’s Total Money Makeover & Brown Cow Yogurt

Wear some financial underpants

I graduated from BYU with a Master’s degree in accounting. BYU’s accounting program is regularly ranked as one of the top three schools in the nation.

Whoa. Go, John. I ought to be some kind of financial superstar, right? You’d think I would have come out of that program with all my crap put together, living within my means, investing wisely, making a bundle of moo-lah. I’d have a tidy stash.

Yeah, nope.

That program taught me how to account for money, but not how to use it. Or maybe I was just too dumb to get it. We came rolling out of school with thousands of dollars of debt. So instead of graduating and building our wealth, we worked to pay off the man.

Dumb, dumb, dumb.

I can tell you right now my daughters aren’t going to do the same. They will pay as they go. I’m not co-signing any loans. They’re not going to use credit cards. If it takes them a few years longer to graduate, then it takes them a few years longer.

But they’ll be free when they finish. No shackles for my girls.

I always thought it was a good idea not to send them out into the world without underpants. Or knowing how to brush their teeth. It’s equally important I don’t send them out there not knowing how to build wealth and reap all the security and peace that comes with it.

This is why every child of mine is going to get a copy of Dave Ramsey’s The Total Money Makeover. It’s a goofy title, but the principles in it are sound. I can’t tell you how much I wished I’d known and followed the steps he outlines there on how to build wealth when I was just starting out.

  1. Save $1,000 in an emergency fund
  2. Pay off all your debt except the mortgage using the debt snowball (and don’t go into debt)
  3. Complete your emergency fund by saving three to six months’ expenses
  4. Maximize retirement investing
  5. Save for your kids’ college
  6. Pay off the home mortgage early
  7. Build wealth and give like crazy
  8. Live like no one else

The book starts out by talking about the debt myth, i.e. debt is a great tool and should be used to create prosperity. Sometimes a little debt can be helpful. But in the vast majority of cases “debt adds considerable risk, most often doesn’t bring prosperity, and isn’t used by wealthy people nearly as much as we are led to believe.” Ramsey goes on to say, “Your largest wealth-building asset is your income. When you tie up your income, you lose. When you invest your income, you become wealthy and can do anything you want.  How much could you give every month, save every month, and spend every month if you had no payments? Your income is your greatest wealth-building tool, not debt. Your Total Money Makeover begins with a permanently changed view of the Debt Myths.”

After tackling debt, Ramsey outlines other money myths and wealth-destroying attitudes and then explains each of the principles of the steps outlined above.

I love this book so much it’s part of my gift package to every couple that invites me to their wedding reception. I hope those new couples follow his recommendations. It will bring them peace. If you want to give your children the gift of financial peace, if you want that peace yourself, I recommend you buy this book today and start following those baby steps. You can get the book for a mere $10 bucks at his website http://www.daveramsey.com.

While you’re waiting for it to come, you might want to go over to Larry Correia’s site (another accountant and fiction author), and read his hilarious comments on some real folks who actually were sent out without any financial underwear: http://tinyurl.com/3zx9tbo.

Thick and Creamy

I love thick, creamy yogurt.

Mix it with some raisins or fresh fruit, and I’m in heaven.

The problem is that most of the yogurt on the shelves today is weird Splenda- or NutraSweet-filled crap. Or it’s full of sugar. And none of it has that thick mouth feel.

I had some great yogurt up in Oregon a few years ago, but could never find anything like it here. Then a little while ago I hit the jackpot.

Hello, Brown Cow Greek Yogurt.

Thick. Oh, baby is it thick. Creamy. And full of goodness: 23 grams of protein, 9 grams of sugar, 0 grams of fat, and active cultures of more of our belly friends than any other yogurt I’ve found—give a big welcome to S. Thermophilus, L. Bulgaricus, L. Acidophilus, Bifidus, and L. Casei.

I get the plain style. This allows me to mix it to my taste with fruit, granola, or a little bit of sugar or honey.

If you’ve been looking for some good yogurt, let me recommend Brown Cow.

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    Animals in Translation by Temple Grandin + Interview

    I have read few books more interesting than Temple Grandin’s Animals in Translation: Using the Mysteries of Autism to Decode Animal Behavior.

    In it she describes her world of autism and how it helped her a perspective into animals unlike any other expert in the field. She can literally see what we block out. It’s part of what helped her make a huge impact on the meat packing industry.

    And it’s had an impact on her. When she was visiting her grandparents once in Arizona, she saw a squeeze chute in operation on a ranch. She saw the cattle calm, for the most part, in the chute. “Watching those cattle calm down,” she says, “I knew I needed a squeeze chute of my own.” So when she got back home she built a human-sized one with the help of her teacher. “I got through my teenage years thanks to my squeeze machine and my horses.”

    Grandin is not a vegetarian activitst (she eats meat herself) or a brutal slayer. She has taken the middle ground between the fantatics that want to prevent the consumption of all meat, on one hand, or totally disregard the life of animals on the other. She writes, she says, “because I wish animals could have more than just a low-stress life and a quick, painless death. I wish animals could have a good life, too, with something useful to do. I think we owe them that.”

    Temple has dozens and dozens of insights into animals, which she shares here. You’ll learn about rapist roosters and the problem of one-trait breeding, whether prediators find it “fun to kill a groundhog” (yes, she says, they do), whether animals have true cognition, and so many other things it’s impossible to list them here. I was fascinated on every page. If you have anything to do with animals, you’re going to LOVE this book.

    Get the book. Read it. In the meantime, watch a 27 minute interview of Temple by Doug Fabrizio on Utah NOW. I caught this on TV flipping through the channels and couldn’t look away. This is a fascinating interview of a fascinating woman.

    Source:Temple Grandin on Utah NOW

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  • Brother Odd by Dean Koontz

    I eschewed Dean Koontz for many years because Dean Koontz was, in my mind, a horror writer. And I’d written horror off as a genre that was not to my taste when, in the early 1990’s, I read a story about a woman with metal teeth who lured men to her lonely house and bit off their penises.

    Yeah.

    Of course, a lot of people loved that book. But it was just one more in a line of such tales for me and I wasn’t in the metal teeth groove back then.

    So horror was out. But then one day I needed something for my walks and hiking sessions and I decided to try Koontz’s Odd Thomas because I HAD read his Watchers many years ago and enjoyed it. And the cover text on this one didn’t feel like something with rabid females in it. 

    I listened. And I fell in love with Odd Thomas.

    Just this year I listened to Odd Hours. It was good. Not as good as the first in the series, but good enough. Then I picked up Brother Odd, the third in the series, read by David Aaron Baker.

    Folks, it’s one of the best books I’ve read. Well, listened to. Koontz is a master of painting characters. I love how he does it. And he’s great with plot. And Odd Thomas, yes, is one of the most delightful characters I’ve come across. But in this book Koontz takes it all one step further. It’s a masterpiece.

    Odd has gone to a monastery, hoping to find some solace. Instead, he finds a horror stalking the monks and the children they care for. And I won’t reveal any more. It’s a story full of suspense, humor, dread, wonderful characters, and some theme.

    Don’t miss this book.

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  • Navy SEALS Buds Class 234, Crackting the ACT, & Running the Green River

     Of the 1.4 million people in the armed forces, only 2,800 of them are Navy SEALS (acronym for “sea, air, and land”). That’s 1/5th of one percent. They are one of the most elite fighting forces in the world. However, less than 20% of those who attempt to become a SEAL ever succeed. To even try you must pass a physical screening test which requires you to swim 500 yards in ten minutes or less, perform seventy-nine push-ups in two minutes or less, and eleven pull-ups. You have to be able to run 1.5 miles in at least 10:20 minutes, and that’s while wearing boots and trousers.

    Some may think: well, that’s not too difficult. I could work up to that. However, the reality is that this level of physical fitness will not be enough. Because once you get into the initial training, you’re going to be doing far more than this every day.

    Can you knock out 500 push-ups in a day, along with a four mile run, hours of paddling out in a six-man raft into a ten foot wave that tumbles you again and again into chilling waters, hefting your share of a 160 pound log over your head until you can barely lift your arms, and running an obstacle course with obstacles three-stories high. You’ll do a lot of this while covered with sand, your thighs and armpits chafing. On some days you’ll have to swim a few miles in a cold sea. And then you’ve got to get up and do it all again the next day. No wimpy hour-long workouts on Monday, Wednesday, and Friday with rest days in between. Heck, on the third week, you’ll get only about four hours of sleep over four days.

    Can you do it?

    Maybe you can. But before you try, or assure yourself that you could have if you’d only had the chance, let me suggest you watch Discovery Channel’s Navy SEALS BUDS Class 234 to witness what it takes to become the best of the best. It’s a fascinating three-DVD set, just over five hours of programming, that follows class 234 through the initial six-month SEAL training called BUDS (basic underwater demolition/SEALS). You’ll see 114 men start the six-month course and only 17 finish it. In fact, less than thirty make it past the first three weeks, which include the most grueling and punishing training I’ve ever seen. Those initial weeks are designed specifically to weed out all but the most committed and able.

    The Discovery Channel does a great job with this six-part series. And it’s not just for guys. It only took about three minutes for each of my daughters to get hooked as well. And why wouldn’t they? It’s as fascinating as any American Idol or So You Think You Can Dance. In fact, in many ways it’s far more interesting. Heck, it was so good I think I’m going to watch it again. You can get it on Amazon, rent if from Netflix, or check it out from the Logan library.

    For more info on the SEALS, let me recommend you start with these two sites: http://www.seal.navy.mil/seal/ and http://en.wikipedia.org/wiki/United_States_Navy_SEALs

    *** 

    My high school age daughters took the ACT last year and got good scores. But we wanted to make sure that they had excellent scores. High enough to put them in the upper levels of those applying to their desired universities. But how would we prepare them?

    Back in the olden days when I was preparing to get my Masters of accounting degree, I knew I’d need some help to get a score on the GMAT that would be competitive. I looked at a number of study guides and ended up choosing the Princeton Review guide for the GMAT. I studied hard, got a great score, and became a believer. The guide made everything so easy. More importantly, everything the guide prepared me for was on the test. This is why, when I wanted to get a Masters of fine arts in creative writing, I used the Princeton Review for the GRE. Again, the study guide was easy to follow, and I got an equally good score on that test. Having had two great experiences, it’s no surprise I turned to Princeton Review again to help my two girls with their test. (BTW, some may see an attempt to get more than one graduate degree as smart, others as masochistic, and yet others as simple ivory tower bone-headery—I’ll let you decide which it might be in this case.)

    The Princeton Review guide for the ACT is called Cracking the ACT. A new edition is published every year and includes general ACT test-taking tips, everything you need to know in the specific content areas, and practice tests. It also includes access to the Princeton Review’s online resources which include another practice test. It’s a big guide (this year’s edition was 619 pages), but the size is deceptive. There’s plenty of white space for taking notes, and the text is written so clearly, and everything broken down in such an easy manner to follow, that you’ll start only to suddenly realize you’ve just read thirty pages. Besides, you don’t have to study it all. You can focus on specific content areas, if that’s all you want to do.

    This spring, both daughters worked through the book. We looked at their previous scores, identified areas for improvement, and set up a six-week schedule that required them to study about an hour per day, sometimes with help from Mom or Dad, but mostly on their own. One daughter studied hard, took the test in June, and improved her score by five points. The other daughter studied a little less diligently, took the same test, and improved her score by four points.

    When 36 is the highest possible score, such jumps become significant. However, they’re not the result of special DNA. While I tend to think my girls are everything and a bag of chips (especially when they give me back scratches), the truth is the ACT doesn’t test some mumbo-jumbo innate intelligence. It tests skills. Skills anyone can learn. What my girls supplied was consistent effort. All they needed was expert guidance in how to apply the effort. And Cracking the ACT provides boatloads of that.

    If you’re looking to improve your own score or help your children improve theirs, get this book. I have no doubt that anyone who supplies a bit of effort will be able see some nice results.

    ***

    Imagine emerald pools, steep red canyons, and a gentle breeze. Imagine water so clear you can see the plants and rocks sixteen feet down on the bottom. Imagine trout swimming only feet away. Imagine swimming with those trout and then getting back into your raft to ride some rapids. Imagine picnicking a the water’s edge or atop a flat, shaded rock forty feet up that gives you a grand view of the river. If you’re lucky, maybe you’ll see an osprey dive for a fish or watch a pair of river otters swim by. Imagine doing this with family or friends, all in a short twenty-four hour period.

    This experience is only about three hours away from Laketown, Utah. Well, everything except the swimming with the trout bit. The fish don’t really swim with you. They mostly just flee, but you get the idea. To enjoy it, all you need to do is raft the seven mile stretch of the Green River from the Flaming Gorge dam down to the Little Hole campground.

    My family and I just did this with some friends and had a grand time. Because the river is relatively slow and the rapids are relatively moderate and short, parents don’t have to worry every second that someone is going to fall in and drown in a man-eating surge. In fact, along many of the calm areas we actively helped the children into the sparkling cold water (grin), including one rafter who was only three years old. One of the most enjoyable moments was when we pulled the rafts up into the gentle backwash of a large rock in the middle of the river, climbed the rock, and took turns jumping into the current and letting it carry us downstream.

    The sun was shining, the weather warm. It was a wonderful trip. A total memory-maker. We put in just before noon and hauled the raft out just before 6 PM. But we could have taken much longer to play along the way.

    The experience was fairly cheap. It cost about $70 to rent an eight-man raft. Perfect for six people. But there are other smaller and larger raft sizes. You’ll need to arrange a way to get the raft to the river and back again. We simply tied our raft to the top of our minivan. You can pay the rental people to drive your car to the exit ramp at Little Hole after you put into the river, or bring two cars (or a bike) and drop one at the exit. Or you can pay for a shuttle service where they drive you to the River and pick you up.

    You’ll want to bring a small cooler with drinks, snacks, and sunscreen. You’ll also want to have good footwear. The river bed is rocky, and when you pull into shore, you don’t want to be ouching it the whole way in. I don’t recommend flip flops. They’re no better than bare feet. Old sneakers are fine, but they don’t dry quickly. And they waterlog and get heavy, which makes them less than ideal for swimming. Your best bet is to get real water shoes that are made to be light and drain quickly and yet still have a decent sole–a sandal or mesh covered shoe that uses Velcro to strap up. You can be fancy and spend a lot, or do what I did and get yours at Wal-Mart for less than ten bucks.  

    You could make it a long trip and drive to and from the gorge and run the river all in one day, but why push it? Just find a place to stay overnight. There are some motels in the area, but we elected to camp. The spots at the Firefighters Memorial campground were $27 per night. The campground was beautiful and tidy with restrooms and running water. One of the most surprising things about this particular campground was that I didn’t see one mosquito while I was there.

    I’m one of these types that attracts the villains. If there’s only one mosquito within a mile radius, it will smell me, pass up many other suitable victims (including my wife), and risk its life and limbs to sink its #@!* proboscis into my flesh. I think my blood must be some kind of mosquito crack. There’s probably some mosquito black market out there for it, run by some nasty mosquito cartel, which is led by a murderous, malaria-ridden mosquito boss making piles of evil mosquito money and spending it on opulent mosquito yachts and guns!

    Anyway, not one bite. We watched the sun set and then fell to sleep with the stars overhead and the wind gently soughing through the boughs of the pine trees.

    To make campsite reservations, go to www.utah.com to get a good map view of possible camping sites. Then go to www.recreation,gov to make the reservations online. Make sure your specific camping spot has everything you need. Our campground was very rocky and not all of the sites had tent pads. If you want to scope the lay of the land, the recreation.gov site will give you GPS coordinates of the campground. Enter those into Google maps then switch to satellite view and zoom in. You see exactly what you get. This way you can avoid accidently booking the site right next to the bathrooms or road or the one that features no trees.

    Finally, when you’re done, you might want to top it all off by stopping at the The Flaming Gorge Lodge restaurant, just a few miles south of the dam, and enjoying a monster-sized cup of hot chocolate with whipped cream and one of their fabulous desserts. The blackberry cobbler and ice cream was delicious.

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  • Good Stuff! Wonder, Darkest Hour, Sea Wolves

    I had seen a lot of good reviews of Wonder. My wife told me a lot of her students enjoyed the book. But I thought it was going to be a heavy topic, full of sadness and heart-wrenching drama. I’m happy to report that while Wonder does indeed have some difficult moments, it’s also full of humor. And triumph.

    It’s a story about Auggie, a boy with a rare medical deformity that has put him through multiple surgeries. His parents have homeschooled him, but now that he’s at the age where he could go to middle school, they feel it’s time for him to navigate the world. The perfect time, right?

    But it’s not just about Auggie. The film is also about Auggie’s sister, her former best friend, and Jack, Auggie’s classmate. We get to see their stories as well, and they are woven into a wonderful, poignant story.

    You’ll laugh and wince and cry and cheer. You’ll enjoy Julia Roberts and Owen Wilson, who do a wonderful job as Auggie’s parents. And you’ll enjoy the children and teens. Me, my wife, my married daughter, and my teen all loved this film. I will be watching it again. If you want a great movie to watch as a family, I think you’ll love this.

    *

    As soon as I saw the preview for the Darkest Hour, I knew I had to see it. And, boy oh boy, this is yet another movie I can’t wait to watch again.

    The phrase “The Darkest Hour” is used in Britain to refer to the time when the United Kingdom appeared to be under direct threat of invasion from Germany at the beginning of World War 2. Germany had launched its attack on France, Belgium, and the Netherlands and had smashed their armies, sweeping all before them. The bulk of the British army was trapped at Dunkirk and looked like it would be annihilated.

    The British government was split between those who saw no path to victory and wanted to make a peace treaty with Hitler and those who wanted to resist him. The opposition party in parliament forced Neville Chamberlain to resign. And the only man they’d accept in his place is Winston Churchill. But Churchill was not the lion we think of him as today. He had a poor reputation among many of the leaders of his party and was not someone they wanted to elevate.

    So the film starts with the ouster of Chamberlain. We then get to watch how Churchill deals with the catastrophe of what’s happening just across the channel and all the voices pressuring him to make peace.

    There’s humor, suspense, and a number of one-liners that we all began repeating to each other immediately after the film ended. You get a feel for what it must have been like at the time and why so many wanted to sue for some peace treaty with the monster across the channel. You also get to see a slightly different picture of Churchill as a man. I particularly loved the exchanges between him and his wife.

    If you are interested in World War 2 or Britain in even the slightest degree, you simply must see this film.

    *

    I have now listed to the audio book of The Sea Wolves by Lars Brownworth twice.

    Yes, it’s that good.

    In this book, Brownworth tells the history of the Vikings. And he tells the history the way history should be told, bringing to life the old Norse world of epic poets, sea kings, and raiders, including Ivar the Boneless, Eric Bloodaxe, Harald Hardrada, Rollo the Walker—all the major figures.

    And Brownworth does it in a way that helps you understand how their dominance was possible and what their effect on the wider world was. Did you know, for example, that Russia comes from the word “Rus”, which was the name for the Swedish Vikings that started that nation?

    What? Russia was started by the Vikings?

    Yes.

    Read or listen to the book. You’ll learn that plus a whole bunch more that will make you look at that time in a different light.

    And if you want to get the other side of the tale, let me recommend reading Bernard Cornwell’s historical fiction series that starts with The Last Kingdom. The series tells the story of the invasion of the Danes during King Alfred’s rule from the point of view of Uhtred of Bebbanburg. It’s a terrific series.

    By the way, I do not recommend the TV series based on the books—too much sex for my tastes. But the books are fabulous. As are the audio versions. I’ve listened to six of them so far, and they have provided hours of enjoyment and interesting insights about the time and the events that took place.

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  • Go Shoot Somebody, Feel like Captain Kirk

    Imagine running and dodging for thirty minutes through dimly lit corridors as kids with guns chase you down and shoot you with glee.

    That’s what happened to me recently.

    The kids were daughters 1, 2, and 3. On my team were dead-shot Nellie and daughter number 4. The dimly lit corridors were provided by the Cache Valley Fun Park. The guns were lasers.

    This was my first time playing laser tag, and I must report that we had an absolute blast. For twenty minutes we dodged and ran and shot with wild abandon. It’s like paintball without any of the pain, unless of course you crash into someone.

    Here’s how it works. You divide up into two, three, or four teams. The attendant gives each of you a vest and scans you onto the appropriate team (your laser has a bar code and is attached to the vest with a cord). There are markings on the front and back of each vest. If someone lasers those markings, you lose points. If you shoot someone else’s vest, you earn points. It’s that simple.

    All the teams go into the half-lit battle room–cut up with walls, corridors, and windows–and the game begins. You try to kill them. They try to kill you. You try to shoot their bases, but if you linger too long the bases shoot you. It quickly turns into chaos fun. You shoot someone only to have a daughter sneak up behind you and nail you in the back. You flee, waiting to regenerate, only to find that sneaking daughter has followed you through all the twists and curves and kills you the moment you come back to life. But the next time you escape, and you’re the one that’s got them running. It’s like a video game except better.

    The system automatically keeps score for each individual and each team so you can have a player on the losing team actually be the high scorer. We could have gone on for another hour.

    Of course, me and my exceedingly svelte figure might have had to take a breather. Or not. I don’t think twenty minutes of aerobics has ever passed so quickly. And I didn’t have to follow some gal in a pink leotard to do it.

    But you’re not there for the cardio-vascular benefit. Although I can see the ads now—the Laser Tag diet! Featuring Bob, a happy nerd who played laser tag for thirty minutes each day and lost 200 pounds. He could join up with Subway’s Jared so they could be geeky together. Hey, wait a minute. . . I’m smelling moo-lah!

    The only negative is that the game isn’t bargain basement cheap–$4/person for 10 minutes of play, $10/person for 30 minutes. So we might not do that every time we take the family to Logan for some fun, but you can bet we’ll be doing it again.

    Go shoot somebody. Feel like Captain Kirk. You’ll love it.

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  • 2 Great Cook’s Country Recipes

    Yeah, I know–I should be writing. But I promised you two wonderful recipes from my experiments with the Cook’s Country June/July 2011 issue. There were a whole bunch of other recipes we tried that worked out well, but these were our favorites and good enough to get me to subscribe.

    By the way, I found these recipes were not only tasty, but they were great to do on a date (in this case, with my daughters). Why just eat when you can enjoy the time together as well?  Besides, two people working together make these recipes a breeze.

    Chocolate Eclair Cake

    Chocolate, vanilla pudding, whipped cream, and graham crackers–baby, is this good!  I found I liked the cake best with HALF of the pudding and whip cream mixture. You’ll see the half amounts in parentheses. That way I got a taste of the pudding, graham, and ganache in every bite. The directions make it look like there’s a lot of steps, but they all go quickly.

    INGREDIENTS

    Pudding Mixture

    • 1 ¼ C sugar (1/2 + 1/8 C)
    • 6 T cornstarch (3 T)
    • 1 tsp salt (1/2 tsp)
    • 5 C whole milk (2.5 C)
    • 4 T unsalted butter cut into chunks (2 T)
    • 5 tsp vanilla (2.5 tsp)

     Whip Cream Mixture

    • 2 T water (1 T)
    • 1 ¼  tsp unflavored gelatin (1/2 + 1/8 tsp)
    • 2 C heavy cream (1 + ¼ +1/8 C)

    Graham Crackers

    14 ounces of Nabisco Honey Maid graham crackers

    Ganache topping

    • ¾ C  heavy cream
    • 1 C semisweet chocolate chips
    • 5 T light corn syrup

     DIRECTIONS

     Make Pudding

    1. Combine sugar, cornstarch, and salt in large saucepan
    2. Wisk milk into sugar mixture and bring to boil over medium-high heat, scraping bottom with rubber spatula.
    3. Immediately reduce heat to medium-low and continue to cook and scrape until thick bubbles appear on surface, about 4-6 minutes
    4. Take off heat and wisk in butter and vanilla.
    5. Transfer hot pudding to large bowl and place plastic wrap directly on surface.
    6. Refrigerate for about 2 hours until cool.

     Make Whip Cream Mixture

    1. Stir water and gelatin together and let sit for 5 minutes.
    2. Microwave until gelatin dissolves and mixture gets bubbly around the edges, 15-30 seconds
    3. Whip 2 cups of cream on medium-low for about 1 minute, until foamy.
    4. Increase to high and whip for 2 minutes, until soft peaks form
    5. Add gelatin mixture and whip for 1 minute, until stiff peaks form

     Combine Pudding and Whip Cream Mixture

    1. Wisk one-third of whipped cream into chilled pudding.
    2. Fold remaining whipped cream into pudding.

     Layer Pudding Whip Cream Mixture with Graham Crackers

    1. Line bottom of 13 x 9 inch baking dish with a layer of graham crackers. Break and cut crackers if you have to.
    2. Top the bottom layer of crackers with ½ of the pudding whip cream mixture
    3. Place another layer of crackers over the pudding.
    4. Top that layer with the rest of the pudding whip cream mixture
    5. Place one last layer of crackers over the second layer of pudding whip cream mixture

     Make Ganache and Pour Over

    1. Microwave chocolate chips, ¾ C cream, and corn syrup in bowl 1-2 minutes, stirring occasionally.
    2. Cool for 10 minutes to room temperature
    3. Cover top layer of graham crackers with glaze
    4. Refrigerate cake for 6 – 24 hours. Then serve.

     

    Dill Potato Salad

    A potato salad with a perfect dill zing. Everybody in the Brown household loved this. Super wife especially loved it because she does not like eggs. Please note that there’s fresh dill used in all three parts. So when you shop, make sure you get enough for all three.

     INGREDIENTS

     Dill Vinegar

    • ¼ C white wine vinegar
    • 1 T minced fresh dill

     Boiling Mixture

    • 1 disposable coffee filter
    • ½ C coarsely chopped dill leaves and stems
    • 3 pounds Yukon Gold potatoes (don’t get any other type), peeled and cut into ¾ inch pieces
    • 1 T salt

     Dressing

    • ½ C mayonnaise
    • ¼ C sour cream
    • 1 T Dijon mustard
    • ½ tsp salt
    • ¼ tsp pepper
    • 2 T minced fresh dill
    • 3 scallions (green onions) green parts only sliced thin

     DIRECTIONS

     Make Dill Vinegar

    1. Combine vinegar and 1 T minced dill in bowl and microwave until steaming, 30-60 seconds
    2. Cool at room temperature for 15-20 minutes

     Boil Potatoes

    1. Place chopped dill inside disposable coffee filter and time with thread.
    2. Put potatoes, dill sachet, and salt into large pot with enough water to cover the potatoes by 1 inch.
    3. Bring to boil on high heat then reduce heat to medium and simmer until potatoes are tender, 10 minutes

     Cool and Soak Potatoes

    1. Drain potatoes thoroughly and throw away dill sachet
    2. Drizzle 2 T of the dill vinegar over hot potatoes and gently toss until evenly coated
    3. Refrigerate until cooled, 30 minutes. This allows the Yukon potatoes to suck up the dill vinegar.

     Make dressing and Combine with Potatoes

    1. Wisk mayonnaise, sour cream, remaining dill vinegar, mustard, salt, and pepper until smooth
    2. Add dressing to cooled potatoes
    3. Stir in scallions and 2 T minced dill.
    4. Cover and refrigerate to let flavors meld, 30 minutes.
    5. Serve with salt and pepper to taste.

     EDIT 9/7: Somehow I deleted four of the dressing ingredients when I posted. They’ve been added back 🙂

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  1. Yeah, Brown Bow is the only yogurt in America worth eating. How I miss European yogurt. Americans are obsessed with low fat now sugar crap, but are we getting any skinnier?

    Also, I just read Dave Ramsay’s book. We already got rid of credit cards years ago, when we paid off enormous debt. But working on other stuff.

    Great minds think alike, eh?

  2. I think I mentioned on here a while back that I’m working on the Dave Ramsey plan. My wife and I didn’t have any credit card debt, but it was sobering to look at our car loan and student loans and realize what a huge wad of debt we had, and what would happen if we couldn’t pay for some reason. It’s a long road.

    And I just bought some Brown Cow yogurt on your recommendation. It better be good! Haha. I’m sure it is. I was in Europe for a while myself, but my true love wasn’t the solid yogurt. It was the yogurt drinks. Oh, how I miss Yoki. The yogurt drinks here in the states don’t even compare.

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